Budgets may be boring but they really help!
A budget helps you make decisions about what you spend your money on so you always have enough for the essential things like phone bills, bus fares or emergencies. Here are some tips for making a budget:
Try using a savings App that makes managing your money fun
Buddy up with a friend and budget together to keep you motivated
Make your budget realistic - you can’t spend more than what you earn
Shop around and compare prices before buying anything – say no if you can’t afford it!
Start with small savings goals you can achieve eg. save for new clothes or a phone case
List expenses and bills that you need to buy or pay for each week – set aside this money first before buying anything else!
Include small rewards along the way to keep you motivated when working toward a long term goal
There’s nothing quite like the feeling of achieving your goal
Some lucky people find saving money pretty easy! But for a lot of us, saving for a big goal takes a really big effort. Here are some money saving tips to help you out:
Don’t stress about money – we’re here to help
Making the most of your money is something you can learn and get better at
Talking helps! We’re here for you.
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